These terms of this notice and the terms of our privacy apply to the entire contents of the Website under the domain name ‘ ( and to any correspondence by e-mail or telephone between us and you. Accordingly, you should read the terms of this notice and the terms of our privacy policy carefully before using the Website.  

By proceeding and accessing any part of the website you are indicating that you accept these terms and that you agree to abide by them. If you do not accept these terms, do not use the website.

Kinnerton Credit Management A/S (KCM) is a private limited company registered in Denmark (CVR: 39951932), with its registered office at Hammerensgade 6 in Copenhagen. Kinnerton Credit Management is authorised and regulated by the Danish FSA (FT. no: 23 183)

1. Introduction


Our website uses cookies to distinguish you from other users of our website, which helps us to provide you with a good experience when you browse our website and also allows us to improve our site. For more information about our use of cookies please see our Privacy Policy. You can block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you do this, you may not be able to access parts of our site.


Any information we obtain about you will be processed in accordance with our Privacy Policy. By using our site, you consent to such processing and you warrant that all data provided by you is accurate.


KCM may revise this legal notice and Privacy Policy at any time by updating this posting. You should check the Website from time to time to review the then current legal notice and Privacy Policy, because it is binding on you. Certain provisions of this legal notice may be superseded by expressly designated legal notices or terms located on particular pages at the Website.

2. Limitations on use and reliance of information on Website


The information contained in the Website is for information purposes only and does not constitute and should not be construed as advice on which reliance should be placed, an offer by KCM to enter into any contract or investment agreement or a solicitation to buy or sell any investment in any jurisdiction or in any circumstances. Any information provided in relation to a specific fund is not intended to provide a sufficient basis on which to make any investment decision as any such decision requires careful study of the offering memorandum of the relevant fund.


No information on the Website is intended to amount to the financial promotion of a Non-Mainstream Pooled Investment (“NMPI”) and cannot be promoted to the general public. Any such information is intended solely for certain classes of investors permitted to receive it under relevant legislation and regulations, including investors falling within the qualifying categories set out the Conduct of Business Rules contained in the FCA Handbook or FSMA 2000 (Financial Promotion) Order 2005, in each case as amended or replaced from time to time. This is because such investors are sufficiently experienced and sophisticated to understand the risks associated with such investments, including the possibility of a substantial loss or complete loss of their investment.


No information on the Website has been included with regard to any individual’s circumstances, objectives, or needs and each individual must make his own independent decisions regarding any securities or financial instruments. Investments discussed (if any) on the Website are not suitable for everyone. Each individual should make their own investment decisions based upon its own financial objectives and financial resources and it should be noted that investment involves placing CAPITAL AT RISK. Each individual should be aware that the market price of any security discussed may be volatile. Where an investment is made in currencies other than the individuals base currency, movements in exchange rates may have an effect on the value and this may be unfavourable for the individual. An individual may not get back the original amount invested and in the case of an illiquid stock, may be unable to sell at any price. Any tax reliefs mentioned are those currently available and are subject to change and depend on individual circumstances. Before entering into any transaction, each individual is urged to consider the suitability of the transaction to his particular circumstances and to review independently, with professional advisors as necessary, the specific risks incurred, in particular the financial, regulatory, and tax aspects.


The information contained in the Website is not intended for distribution to, or use in any jurisdiction where such distribution, publication, or use would be unlawful, nor is it directed to any person or entity to whom it would be unlawful to direct such a document.


We may modify, suspend, withdraw or deny access to the Website at any time and for any reason, including introducing changes for its use or other restricted access.

3. Site availability


While KCM endeavours to ensure that the Website is normally available 24 hours a day, KCM shall not be liable if for any reason the Website is unavailable at any time or for any period.


Access to the Website may be suspended temporarily or withdrawn without notice in the case of system failure, maintenance or repair or for any other reason.

4. Your use of the website


You are permitted to print and download extracts from the Website for your own use on the following basis:

  • no documents or related graphics on the Website are modified in any way;
  • no graphics on the Website are used separately from the corresponding text;
  • KCM’s copyright and trade mark notices and this permission notice appear in all copies;
  • you will not use the Website in any way that is unlawful or fraudulent or that breaches any applicable local, national or international law or regulation; and
  • you do not distribute any information on the Website or use in any jurisdiction where such distribution, publication or use would be unlawful.

Unless otherwise stated, the copyright and all other intellectual property rights in all content and material on the Website, including without limitation all information, code, text, designs, photographs and graphical images, are owned by KCM or its licensors (if any).


For the purposes of this legal notice, any use of extracts from the Website other than in accordance with clause 4.1 for any purpose is prohibited. If you breach any of the terms in this legal notice, your permission to use the Website automatically terminates and you must immediately destroy any downloaded or printed extracts from the Website.


Subject to clause 4.1, no part of the Website may be reproduced or stored in any other website or included in any public or private electronic retrieval system or service without KCM’s prior written permission.


Any rights not expressly granted in these terms are reserved.

5. User material and conduct


Other than personally identifiable information, which is covered under our Privacy Policy, any material you transmit or post or upload to the Website shall be considered non-confidential and non-proprietary. KCM shall have no obligations or liability with respect to such material. KCM and its designees shall be free to copy, disclose, distribute, incorporate and otherwise use such material and all data, images, sounds, text and other things embodied therein for any and all commercial or non-commercial purposes.


You are prohibited from posting or transmitting to or from the Website any material:

  • that is threatening, defamatory, obscene, indecent, seditious, offensive, pornographic, abusive, liable to incite racial hatred, discriminatory, menacing, scandalous, inflammatory, blasphemous, in breach of confidence, in breach of privacy or which may cause annoyance or inconvenience; or
  • for which you have not obtained all necessary licences and/or approvals; or
  • which constitutes unsolicited or unauthorised advertising or promotional material or any other form of solicitation (spam);
  • which constitutes or encourages conduct that would be considered a criminal offence, give rise to civil liability, or otherwise be contrary to the law of or infringe the rights of any third party, in any country in the world; or
  • which is technically harmful (including, without limitation, computer viruses, logic bombs, Trojan horses, worms, keystroke loggers, spyware, adware, harmful components, corrupted data or other malicious software or harmful data or code designed to adversely affect the operation of any computer software or hardware). 

You may not misuse or attempt to gain unauthorised access to the Website (including, without limitation, by hacking).


KCM shall fully co-operate with any law enforcement authorities or court order requesting or directing KCM to disclose the identity or locate anyone posting any material in breach of clause 5.2 or clause 5.3.


KCM shall remove any material posted or transmitted to the Website by you which it deems to be inappropriate.

6. Disclaimer


While KCM endeavours to ensure that the information on the Website is correct, KCM does not warrant the accuracy and completeness of the material on the Website. KCM may make changes to the material on the Website, or to the products described in it, at any time without notice. The material on the Website may be out of date, and KCM makes no commitment to update such material. 


The website may include forward-looking statements that are based upon our current opinions, expectations and projections. KCM undertakes no obligation to update or revise any forward-looking statements. Actual results could differ materially from those anticipated in the forward-looking statements.

Any results and figures set out on the Website are not a guide to the future performance of KCM and any past performance is not an indicator of future performance.  The value of investments can go down as well as up you may not get back any of your original investment.


The material on the Website is provided “as is”, without any conditions, warranties or other terms of any kind. Accordingly, to the maximum extent permitted by law, KCM provides you with the Website on the basis that KCM excludes all representations, warranties, conditions and other terms (including, without limitation, the conditions implied by English law which, but for this legal notice, might have effect in relation to the Website).

7. Liability


KCM and any other party (whether or not involved in creating, producing, maintaining or delivering the Website) and the officers, directors, employees, shareholders or agents of any of them, exclude to the fullest extent permitted under Danish law all liability and responsibility for any amount or kind of loss or damage that may result to you or a third party (including without limitation, any direct, indirect, punitive or consequential loss or damages, or any loss of income, profits, goodwill, data, contracts, use of money, or loss or damages arising from or connected in any way to business interruption, and whether in tort (including without limitation negligence), contract or otherwise) in connection with the Website in any way or in connection with the use, inability to use or the results of use of the Website, any websites linked to the Website or the material on such websites, including but not limited to loss or damage due to viruses that may infect your computer equipment, software, data or other property on account of your access to, use of, or browsing the Website or your downloading of any material from the Website or any websites linked to the Website.


Nothing in this legal notice shall exclude or limit KCM’s liability for:

  • death or personal injury caused by negligence; or
  • fraud; or
  • misrepresentation as to a fundamental matter; or 
  • any liability which cannot be excluded or limited under applicable law.

If your use of material on the Website results in the need for servicing, repair or correction of equipment, software or data, you assume all costs thereof.

8. Governing law and jurisdiction

This legal notice shall be governed by and construed in accordance with English law. Disputes arising in connection with this legal notice shall be subject to the exclusive jurisdiction of the English courts.